Plan a loan with confidence: enter the amount, rate, and term to see your payment and full amortization schedule in seconds.
Private by design, with nothing stored and nothing uploaded.
Total interest makes the real price of borrowing obvious at a glance.
Skip the formulas and spreadsheets — payments appear as you type.
The schedule breaks down principal and interest for all 36, 60, or 360 months.
Check whether a consolidation or personal loan payment fits your monthly budget.
Test offers from different lenders side by side with the same loan amount and term.
Run different term scenarios to understand how paying faster reduces total interest.
See how extra payments shrink a loan: get the baseline schedule from our amortization calculator, then model how $100 or $200 a month cuts interest.
Auto loan calculator: how the amount financed, rate and term become one fixed payment, with the formula, a 60-month schedule and the cost of an extra year.
Learn how loan calculator payment tools work: the amortization formula, principal vs interest split, and how to read a full payment schedule for car, personal, and mortgage loans.
Work out a car loan monthly payment from price, down payment, trade-in, sales tax and fees — plus total interest, amortization and the cost of longer terms.